Two incomes. Shared bills. One picture. PivotPay Commander gives your household a single 90-day cash flow view — with Privacy Shield so what's yours stays yours.
$12.99/mo founding rate · Two people · Locked for life
Two people, two different ideas of what's been paid, what's coming up, and how much is actually available. One missed bill away from a fight.
Your bank shows your balance. Their bank shows their balance. Nobody shows you the combined 90-day picture — bills, income, and where you'll be tight.
Full financial transparency isn't always right for every household. You need a system where you can share the big picture without exposing every transaction.
One person sets up the household. The other accepts the invite. PivotPal does the rest.
Choose your household's Real Zero — the minimum balance you never want to touch. Default is $250. Slide it to match your comfort level.
Send an invite. They get a premium onboarding that explains exactly what they're joining and confirms the Privacy Shield before they connect anything.
Each person adds their income — manually or connected via Plaid. PivotPay builds a combined 90-day projection from both streams automatically.
Your Shared Horizon appears — a single 90-day curve showing exactly when you'll be tight, which income stream covers which bill, and where PivotPal sees a squeeze coming.
Transparency in a relationship doesn't mean zero privacy. Commander gives you three levels of masking so you can choose exactly how much your partner sees — down to the individual transaction.
Your partner always sees how your income stream impacts the shared trajectory. They never have to see the individual merchant, the amount, or what it's for — unless you want them to.
That's $6.50 per person. The price of a coffee, for both of you, for a clear financial picture you've never had before.
No payment now. Your rate locks when you activate.